Okay the holidays are over, you are back in the routines of daily life and whoosh time slips away. Today is the day you should fill out the form that is on the Federal Trade Commissions website to get your free annual credit report. Ask for a report from just one credit bureau each time you send a form (every four months) from each of the three.
Even if you aren’t planning to apply for a loan or get a credit card it is important to request a report at least every six months to rest assured that no one is using your identification erroneously.
Kiplinger’s Personal Finance Magazine recently touted MY ID Score that will let you know how at risk you may be for ID theft.
There are plenty of companies out there trying to sell you something like asking you to pay for your report, but these are free ways to check up and check up you should today. No excuse, better safe than sorry.
The Curious Autodidact 
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